Making the Dream
of Homeownership
a Reality
With decades of combined experience, our
dedicated mortgage professionals are committed
to guiding you through the loan process, offering
personalized solutions, and ensuring a seamless
and stress-free experience from start to finish.
Why Choose Us?
With a proven track record in the
mortgage industry, our team
understands the complexities of the
home loan process. We are here to
simplify it for you, offering expert
guidance at every step.
Experience You
Can Trust:
Every homebuyer’s situation is
unique. We take the time to
understand your specific needs and
goals, tailoring loan solutions to fit
your financial circumstances and
future plans.
Personalized
Solutions:
At Davidson Stark Payne, we pride
ourselves on exceptional customer
service. We prioritize transparency,
communication, and responsiveness,
so you feel confident and informed
throughout your journey.
Commitment to
Excellence:
What Makes Us
Ashley Davidson brings a powerful combination of real estate and finance experience, supported
by degrees in business from The University of Texas at Austin and Southern New Hampshire
University. Her attention to detail and problem-solving acumen make her a standout leader in the
mortgage markets. She is dedicated to staying ahead of real estate trends, ensuring that clients
and partners receive exceptional value and insight.
Kristin Stark is a seasoned lender with over 17 years of experience in the mortgage industry.
Known for her kindness, empathy, and strategic mindset, Kristin excels at turning challenges into
opportunities. Her passion for making the impossible possible is matched by her love for
adventure, as she enjoys boating, hiking, and traveling with her family.
Brooke Payne rounds out the team with over 12 years of experience as a Top 1% Mortgage
Originator in America and a Best of Austin honoree. Brooke’s approach combines genuine care
with strategic thinking, focusing on client education and personalized service. Outside of work,
Brooke is a dedicated foster mom who loves cooking and spending time outdoors with her family.
ashley davidson
Sales Manager, NMLS# 1185441
(512) 739-3320
adavidson@cmgfi.com
TRAE STEBBINS
Production Manager
NMLS# 1745196
(512) 273-7537
ashley WATSON
Production Manager
NMLS# 1165252
(512) 332-1242
JESSICA FICKES
Client Concierge
NMLS# 1627711
(512) 874-3761
Stephanie Kavanaugh
Client Concierge
NMLS# 1061124
kristin stark
Sales Manager, NMLS# 356990
(512) 994-7405
kstark@cmgfi.com
brooke payne
Sales Manager, NMLS# 977110
(512) 348-3171
bpayne@cmgfi.com
Meet The Team
Get Started Today
Whether you’re buying your first home, refinancing your current mortgage,
or exploring options for a larger property, the Davidson Stark Payne team
is here to guide you through the process. Contact us today to schedule a
consultation and start your journey toward homeownership.
Contact Us
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400 S. Main Street, Suite 102
Lockhart, TX, 78644
CMG HOME LOANS • 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA 94583 • NMLS# 1820
CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org). Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California
Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator
Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer
Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker
Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-
5521. CMG Mortgage, Inc. is licensed in all 50 states, the District of Columbia, Guam, Puerto Rico, and the Virgin Islands (https://www.cmgfi.com/corporate/licensing). Registered Mortgage Loan Originator.
WIRE FRAUD ALERT: Be aware!!! Wire fraud is on the rise! If you receive an e-mail or any other communication that appears to be generated from our company or the title company that contains wire instructions, consider it
suspect and call our office at a number you trust. Do not correspond with the sender. Check the senders email address not just the name CMG emails will always come from cmgfi.com or cmghomeloans.com.
CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF
SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV . A TOLL-FREE CONSUMER
HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS.
A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE
CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV .